Travel Medical Insurance > High Adventure Sporting Plans
Why hazardous sporting travel medical insurance ?
Features & Uses of Hazardous Sports Travel Medical Insurance:
Traveling abroad and partaking in high adventure sporting activities for leisure is a growing trend worldwide. Snow skiing in the Alps, climbing Kilimanjaro in Africa or going on Safari or surfing off the coast of Australia are all risks that are not covered under most traditional international medical insurance plans and certainly not covered under your domestic health plan.
Be certain you understand the fine print of your travel medical policy to see if your specific activity is covered or not. Also, be aware that you cannot add coverage to a policy once you are already abroad, so you need to anticipate the need ahead of time should you think you might want to take part in such high adventure activities while abroad.
Of our products listed above, GeoBlue Voyager Choice and HCCMIS Atlas Series plans come with included coverages for most common leisure sporting activities (without paying additional premium or having to add a rider). Common activities that are typically included at no additional cost are leisure activities such as horseback riding, snow skiing on piste, hiking trails that do not require ropes and guides or lines, etc. We offer a detailed listing of plans vs what they will and won't cover.
If you are partaking in higher risk sporting adventures, especially those where "at height" or "flying or dangling from a line" are involved (bungee, hang gliding, kitesurfing and the like), we would recommend reviewing coverage from the Petersen or GU plans. Either of these carriers have a wide option listing to choose from and if you don't find your activity listed just contact us and we'll locate and confirm if coverage can be offered.
Is Search and Rescue Covered?
Do you seek high adventure ? Have you considered a "search and rescue" scenario ? Did you know that travel medical insurance will NOT cover search and rescue specifically ? We highly recommend supplementing with a Global Rescue membership.
Here is what you get with Global Rescue:
- Medical Consultation services 24/7/365 with critical care paramedics, nurses and physicians, and an exclusive relationship with the Johns Hopkins Emergency Medicine Division of Special Operations
- Field Rescue from the point of illness or injury for any serious medical emergency
- Evacuation back to the member's home hospital of choice
- Security Extraction from natural disasters, terror attacks and civil unrest
- Travel Intelligence and event monitoring from our team of in-house analysts
- GPS Tracking & Communication through our mobile app
Global Rescue provides the most complete medical, security and evacuation membership available for travelers worldwide.