Travel Medical Insurance > Multiple Trip Plans

Choose your provider


To qualify for a multi trip annual plan, one must actively maintain a US domestic health insurance plan such as Medicare, ACA or an individual or group medical plan;  Medicaid, VA and STM plans do not qualify.  Certain state restrictions also may apply. 

GeoBlue: Trekker Choice Multi Trip

  • up to 180 days of coverage, extendable up to another one time period of 180 days if still abroad at time of extension
  • only available to US residents traveling outside the USA
  • extensive provider network worldwide allowing for direct billing of claims
  • pre-existing conditions coverage optional
  • acts of terrorism included worldwide
  • broad coverage for leisure sports included
  • Policy wording: Trekker Choice
  • Brochure Download

Tokio Marine HCC: Atlas MultiTrip

  •  up to 364 days continuous coverage & can be extended for up to 3 years (US citizens)
  • available to both US and non US citizens, both outbound and inbound travel
  • Limited political / natural disaster evac
  • Hazardous sporting coverage included
  • Complications of pregnancy
  • Limited acts of terrorism coverage
  • Crisis Response, AD&D, personal liability options to add
  • Policy wording: Atlas MultiTrip
  • Brochure Download 

Seven Corners: Wander Frequent Travel

  •  up to 364 days continous coverage & can be extended for up to 3 years
  • available to both US and non US citizens, both outbound and inbound travel
  • Policy wording: Wander Travel (Lloyds)
  • Brochure Download

International Medical Group:
Patriot Multi-Trip

  •  up to 364 days continous coverage & can be extended for up to 3 years
  • available to both US and non US citizens, both outbound and inbound travel
  • Policy wording : Patriot MultiTrip
  • Brochure Download

Multiple trip medical insurance brochure downloads

Below you will have access to the above listed program PDF brochure download files for each of the multi trip medical insurance programs.

Annual blanket travel medical insurance for multiple trips worldwide is key for business travelers

Why multi trip travel medical insurance ?

Features & Uses of Multi Trip Travel Medical Insurance:

 Many times the primary medical insurance in your home country will not cover you while traveling abroad and often will not provide important services, perhaps essential ones, in the event of an illness or injury. Single trip travel medical insurance includes these essentials such as translation assistance during treatment, doctor and hospital referrals, and assistance replacing lost prescriptions. 


Annual multi trip travel medical insurance policies provide for an unlimited number of trips in any given year with each trip duration limited from 30, 45 and up to 70 day max options that can be selected depending on the carrier chosen.

Coverage can be used for US Citizens/ Residents traveling worldwide, as well as foreign nationals visiting the United States, for most plans. Multi trip plans are paid up for one year term and are rewritten year after year, but if you are staying abroad longer than 70 days per trip duration, you may want to consider a worldwide major medical annual insurance policy. Multi trip travel medical insurance plans cover for illness, sickness, accidents, emergency medical evacuation, repatriation of remains,  common carrier and general accidental death & dismemberment, bedside visitation of family, among other unique additional benefits.  A few will cover acts of terrorism worldwide and high adventure sporting coverage options . 

Immigrating or Visiting in the USA ?  Missionary or NGO worker Mariner Yacht Crew ?  

Common features:  single (one off) trips with unlimited numbers of trips per annum and limited durations per trip up to 70 days; can be easily rewritten year after year online at time of expiration; no medical underwriting (guarantee issued), limitations on pre-exisiting conditions coverages; limitations on coverage back in home country; does require having a primary health insurance plan 

Commons Uses:  Individual or families taking leisure of vacation trips, traveling executives for short term work abroad, students traveling for semester abroad studies, missions / humanitarian travel

Single vs. MultiTrip Coverage?

Do you travel frequently throughout the year for business or pleasure ?  For possibly several weeks or months at a time ?  Want to avoid the hastle of having to take out a single trip travel medical policy each and every time  before your trip ?  Afraid you'll forget to take it out in time or not at all ?  

Never forget again, as multi trip travel medical insurance is "one and done" for unlimited international trips in any given year.  Programs range from offering trip durations up to 70 days, coverage for pre-existing conditions and to be eligible you would need to maintain a primary health insurance plan stateside (ie; Medicare, ACA, or other primary or group medical plan)